March MCRRA meeting
Date: Thursday, March 19, 2026
Meeting Time: 6:00 PM - around 8:00 PM (Come at 7 for food)
Location: City King Buffet
705 Maysville Road
Mt Sterling, KY 40353
Speaker: Pam Murphy (Code Enforcement Officer)
Subject: Code Enforcement
We have reserved the meeting room at City King Buffet for the March MCRRA general meeting. You are not required to eat but it is highly encouraged. This will be a great time to pay your MCRRA membership if you have not already. We have an awesome speaker with Pam Murphy local code enforcement officer. She will be discussing the code enforcement process and answering your questions.
Meeting Agenda:
Networking/Food
General Meeting
Officer Updates
New Business
Adjournment ~8:00 pm
2026 Membership Dues are Now Being accepted
Please submit annual $35.00 MCRRA dues to:
MCRRA
PO Box 1161
Mt. Sterling, KY 40353
Make checks payable to MCRRA.
PAPER VERSIONS OF MEMBERSHIP PACKETS WILL BE ON REQUEST ONLY. THEY CAN BE MAILED TO YOU OR YOU CAN PICK THEM UP AT A MEMBER MEETING. PLEASE SEND AN EMAIL TO MCRRA.INC@GMAIL.COM IF YOU WOULD LIKE A PAPER VERSION OR USE THE WEBSITE PORTAL TO REQUEST A COPY.
Eviction Records excluded from Background checks
Kentucky does not have any state-specific laws that restrict the reporting of criminal or eviction history for resident screening. However, TransUnion has excluded eviction records from background checks as it is relates to federal regulatory scrutiny under the FCRA. In Jan 2024, the by the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion emphasizing that consumer reporting agencies must ensure eviction records are accurate and complete, including proper disposition information (e.g., dismissal vs. judgment). Following that, some (consumer reporting agencies) CRAs (including TransUnion & CoreLogic), took a more conservative approach in certain states where court data does not consistently support the accuracy standards now being enforced. Because many public court data sources lack standardized disposition information, some CRAs may choose not to report eviction records in certain states or under certain packages unless they can verify outcomes meet FCRA accuracy standards.
This includes the state of Kentucky. Along with several other states including Arizona, Nebraska, Nevada, New York, Miami-Dade FL, Michigan, Maryland, Massachusetts, Minnesota, Oregon, Indiana, Idaho, Kansas, Ohio, and Washington.
Several services use TransUnion to perform their background check services. Here are some that maybe affected but not all of the companies affected in this decision. TransUnion SmartMove, Rent Butter, TurboTenant, RentRedi, RentSpree, Avail, DoorLoop.
For reference, here is the CFPB advisory opinion outlining those accuracy expectations.
NEW bills to keep an eye on For 2026
House Bill 31
Prohibit persons who own 50 or more single-family rental homes in the Commonwealth of Kentucky from purchasing additional single-family homes in the Commonwealth of Kentucky except for use by the person as a residence; limit the purchase restriction to single-family homes that have been advertised for sale for less than 90 days or less than 30 days if the purchaser qualifies as a small business; exempt nonprofit corporations from prohibition on the purchase of single-family homes; provide that a violation is also a violation of KRS 367.170; provide for joinder of certain parties with joint and several liability in enforcement actions.
House Bill 202
Repeal and reenact various sections of KRS Chapter 383 to amend the Uniform Residential Landlord and Tenant Act; create new sections of KRS Chapter 383 to conform; amend KRS 383.240 to conform; repeal KRS 383.300, 303.302, 383.500, 383.505, 383.515, 383.525, 383.540, 383.580, 383.620, and 383.665; apply to a lease made on or after the effective date of the Act.
House Bill 201
Create a new section of KRS Chapter 383 to define "algorithmic device"; prohibit the use of algorithmic devices in setting the amount of rent to be charged to a residential tenant and provide that such use violates KRS 367.170 and 367.175 of the Consumer Protection Act; provide that the prohibition shall apply to a landlord's calculation of rent for a rental agreement executed on or after the effective date of the Act.
House Bill 239
Amend KRS 383.020 to include duties of a landlord with respect to abandoned personal property.
House Bill 228
Establish a refundable qualified rent payment credit for taxable years beginning on or after January 1, 2027, but before January 1, 2031, in the amount of 25 percent of the qualified rent payments made during the taxable year, not to exceed $1,000; amend KRS 141.0205 to order the credit; amend KRS 131.190 to allow reporting by the Department of Revenue.
House Bill 264
Amend KRS 514.040, relating to theft by deception, to establish a presumption that a person creates or reinforces a false impression when the person lists or advertises residential or commercial real property for sale, lease, or rent without legal title or authority.
House Bill 50
Amend KRS 383.290 to include consolidated local government law enforcement agencies and require posting in a conspicuous location.
Montgomery County Mortgage & Deed Fraud Notifications
DOCALERT brought to you by Software Management, LLC is a FREE powerful tool to help protect you from potential fraud related to mortgages and deeds.
You can register to receive email notifications whenever a mortgage or deed is filed in your name or your business name at the County Clerk’s Office.
What You Need To File For An Eviction
If you are filing an eviction with the Mt. Sterling Clerks office is asking you to have the following ready to make the new procedure as efficient as possible.
A $81 check made out to the “Montgomery County Circuit Clerk”
A $60 check made out to the “Montgomery County Sheriff”
MEMBERS ONLY PORTAL
Below you can find all the information you need to be a successful landlord in Montgomery County, Kentucky.